如今，信用卡消費已成為時下人們的生活習慣。的確，信用卡給消費者帶來諸多的方便。但是也有人表示，信用卡并非傳說中的那樣安全，其弊端也有種種。使用信用卡的利與弊有哪些呢? now, the credit card consumption has become a popular lifestyle. indeed, the credit card to bring a lot of convenience for consumers. but others said, credit card assecurity is not a legend, its malpractice also has all sorts of. the use of credit cards, what are the advantages and disadvantages? 　　信用卡的利：安全、便利、尊貴、實惠、不欠人情、干凈衛生、能緩解經濟壓力、累積個人信用記錄、培養理財意識、便于家庭理財教育。 credit card interest: safety, convenience, noble, affordable, not owe, clean sanitation, can relieve the economic pressure, the accumulation of personal credit records, financial awareness, training for the family financial management education. 　　信用卡的弊：盲目消費、過度消費、利息高、需交年費、盜刷、影響個人信用記錄。 credit card fraud: blind consumption, excessive consumption, high interest,required to pay an annual fee, stolen brush, affect personal credit records. 　　信用卡卡友帶來很多好處，但是也有一定的不利的方便，所以提醒各位卡友，在使用信用卡時，要規避信用卡的弊端，合理掌握信用卡的使用。 credit card you bring many benefits, but also have certain unfavorable convenient,so remind card, in the use of credit cards, to avoid the abuse of credit card, a reasonable grasp the use of credit cards.

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